:root {
  --ink: #142033;
  --ink-strong: #071527;
  --muted: #5d6a7c;
  --muted-2: #7a8797;
  --line: #dbe3ed;
  --paper: #ffffff;
  --paper-soft: #f5f8fb;
  --paper-blue: #edf6fb;
  --navy: #0f2742;
  --blue: #2663a4;
  --teal: #1b8a8f;
  --gold: #b8822b;
  --success: #1b7f5c;
  --shadow: 0 18px 48px rgba(15, 39, 66, 0.11);
  --radius: 18px;
  --radius-sm: 12px;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--blue); text-decoration: none; }
a:hover { text-decoration: underline; }
img, svg { max-width: 100%; }
.container { width: min(1120px, calc(100% - 40px)); margin: 0 auto; }
.skip-link {
  position: absolute;
  top: -48px;
  left: 16px;
  background: var(--ink-strong);
  color: white;
  padding: 10px 14px;
  border-radius: 8px;
  z-index: 20;
}
.skip-link:focus { top: 12px; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 10;
  background: rgba(255, 255, 255, 0.94);
  border-bottom: 1px solid rgba(219, 227, 237, 0.9);
  backdrop-filter: blur(14px);
}
.nav-wrap {
  display: flex;
  align-items: center;
  justify-content: space-between;
  min-height: 74px;
  gap: 24px;
}
.brand, .footer-brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: var(--ink-strong);
  font-weight: 800;
  letter-spacing: -0.03em;
  text-decoration: none;
}
.brand:hover, .footer-brand:hover { text-decoration: none; }
.brand-mark {
  display: inline-grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 11px;
  background: linear-gradient(135deg, var(--navy), var(--teal));
  color: #fff;
  font-size: 0.84rem;
  letter-spacing: 0.02em;
}
.brand-text span { color: var(--muted-2); }
.main-nav { display: flex; gap: 22px; align-items: center; }
.main-nav a {
  color: var(--muted);
  font-size: 0.95rem;
  font-weight: 650;
}
.main-nav a[aria-current="page"], .main-nav a:hover { color: var(--ink-strong); text-decoration: none; }
.nav-cta, .button {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  gap: 8px;
  border-radius: 999px;
  padding: 12px 18px;
  font-weight: 750;
  line-height: 1;
  text-decoration: none;
  border: 1px solid transparent;
  cursor: pointer;
  font: inherit;
}
.nav-cta, .button-primary {
  color: #fff;
  background: var(--navy);
  box-shadow: 0 10px 24px rgba(15, 39, 66, 0.16);
}
.nav-cta:hover, .button-primary:hover { background: #071a2f; text-decoration: none; }
.button-secondary {
  color: var(--navy);
  background: #fff;
  border-color: var(--line);
}
.button-secondary:hover { border-color: var(--blue); text-decoration: none; }
.hero {
  background:
    radial-gradient(circle at 15% 10%, rgba(38, 99, 164, 0.17), transparent 30%),
    radial-gradient(circle at 85% 5%, rgba(27, 138, 143, 0.14), transparent 30%),
    linear-gradient(180deg, #f8fbff 0%, #ffffff 100%);
  border-bottom: 1px solid var(--line);
}
.hero-grid {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 390px;
  gap: 54px;
  align-items: center;
  padding: 82px 0 46px;
}
.eyebrow {
  color: var(--teal);
  text-transform: uppercase;
  letter-spacing: 0.13em;
  font-size: 0.78rem;
  font-weight: 800;
  margin: 0 0 15px;
}
h1, h2, h3 {
  color: var(--ink-strong);
  letter-spacing: -0.035em;
  line-height: 1.08;
}
h1 {
  font-family: "Source Serif 4", Georgia, serif;
  font-size: clamp(2.7rem, 6vw, 5.6rem);
  margin: 0;
}
h2 {
  font-size: clamp(2rem, 3vw, 3rem);
  margin: 0 0 14px;
}
h3 { font-size: 1.25rem; margin: 0 0 8px; }
p { margin: 0 0 1rem; }
.lede {
  font-size: clamp(1.15rem, 2vw, 1.38rem);
  color: #36465a;
  max-width: 740px;
  margin-top: 22px;
}
.hero-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}
.pill {
  display: inline-flex;
  align-items: center;
  border: 1px solid var(--line);
  background: rgba(255, 255, 255, 0.8);
  color: var(--muted);
  border-radius: 999px;
  padding: 7px 11px;
  font-size: 0.86rem;
  font-weight: 650;
}
.action-card, .card, .source-card, .intake-card, .notice {
  background: #fff;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
}
.action-card { padding: 24px; }
.action-card h2 {
  font-family: Inter, sans-serif;
  font-size: 1.24rem;
  letter-spacing: -0.02em;
  margin-bottom: 8px;
}
.option-grid { display: grid; gap: 10px; margin: 18px 0; }
.option-tile {
  display: flex;
  align-items: center;
  gap: 10px;
  border: 1px solid var(--line);
  background: var(--paper-soft);
  border-radius: 14px;
  padding: 13px;
  font-weight: 700;
  cursor: pointer;
}
.option-tile input { accent-color: var(--teal); }
.form-field { display: grid; gap: 7px; margin: 14px 0; }
.form-field label, .field-label {
  color: var(--ink-strong);
  font-size: 0.89rem;
  font-weight: 750;
}
select, input, textarea {
  width: 100%;
  border: 1px solid #cbd6e3;
  border-radius: 12px;
  padding: 13px 14px;
  font: inherit;
  color: var(--ink);
  background: #fff;
}
textarea { min-height: 138px; resize: vertical; }
.help-text { color: var(--muted); font-size: 0.88rem; margin: 9px 0 0; }
.disclaimer-band { padding: 0 0 44px; background: #fff; }
.notice {
  box-shadow: none;
  padding: 18px 20px;
  color: #314054;
  background: #fbfcfe;
}
.notice-strong {
  border-left: 5px solid var(--teal);
  font-weight: 650;
}
.notice-warning { border-left: 5px solid var(--gold); }
.section { padding: 72px 0; }
.section-soft { background: var(--paper-soft); border-block: 1px solid var(--line); }
.section-blue { background: var(--paper-blue); border-block: 1px solid #d7eaf3; }
.section-header { max-width: 780px; margin-bottom: 32px; }
.section-header p { color: var(--muted); font-size: 1.06rem; }
.grid { display: grid; gap: 22px; }
.grid-2 { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.grid-3 { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.card { padding: 24px; box-shadow: none; }
.card p, .card li { color: var(--muted); }
.card-link { display: inline-flex; margin-top: 10px; font-weight: 750; }
.icon-dot {
  width: 36px;
  height: 36px;
  display: inline-grid;
  place-items: center;
  border-radius: 12px;
  background: #eaf4ff;
  color: var(--blue);
  font-weight: 850;
  margin-bottom: 15px;
}
.stat-grid { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 14px; }
.stat {
  border: 1px solid var(--line);
  background: #fff;
  border-radius: 16px;
  padding: 18px;
}
.stat strong {
  display: block;
  color: var(--ink-strong);
  font-size: 1.5rem;
  letter-spacing: -0.04em;
  line-height: 1;
  margin-bottom: 8px;
}
.stat span { color: var(--muted); font-size: 0.91rem; }
.steps { counter-reset: step; list-style: none; padding: 0; margin: 0; display: grid; gap: 16px; }
.steps li {
  position: relative;
  padding: 20px 20px 20px 62px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: #fff;
}
.steps li::before {
  counter-increment: step;
  content: counter(step);
  position: absolute;
  left: 18px;
  top: 18px;
  width: 30px;
  height: 30px;
  display: grid;
  place-items: center;
  border-radius: 50%;
  background: var(--navy);
  color: #fff;
  font-weight: 800;
  font-size: 0.9rem;
}
.check-list { list-style: none; padding: 0; margin: 0; display: grid; gap: 10px; }
.check-list li { position: relative; padding-left: 28px; }
.check-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  color: var(--success);
  font-weight: 900;
}
.source-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 18px; }
.source-card {
  box-shadow: none;
  padding: 20px;
  background: #fff;
}
.source-card p { color: var(--muted); }
.breadcrumbs {
  padding: 28px 0 0;
  font-size: 0.9rem;
  color: var(--muted);
}
.breadcrumbs a { color: var(--muted); }
.page-hero {
  background: linear-gradient(180deg, #f8fbff, #fff);
  border-bottom: 1px solid var(--line);
  padding-bottom: 48px;
}
.page-hero .container { padding-top: 30px; }
.page-hero h1 { max-width: 890px; font-size: clamp(2.35rem, 5vw, 4.4rem); }
.page-hero .lede { max-width: 850px; }
.article-layout {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 300px;
  gap: 46px;
  align-items: start;
}
.article-content h2 { margin-top: 38px; }
.article-content h2:first-child { margin-top: 0; }
.article-content p, .article-content li { color: #394a5f; }
.aside-card {
  position: sticky;
  top: 96px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 20px;
  background: #fff;
}
.aside-card h3 { font-size: 1.05rem; }
.aside-card ul { margin: 12px 0 0; padding-left: 19px; color: var(--muted); }
.table-like { border: 1px solid var(--line); border-radius: 16px; overflow: hidden; }
.table-row { display: grid; grid-template-columns: 180px 1fr; border-bottom: 1px solid var(--line); }
.table-row:last-child { border-bottom: 0; }
.table-row strong, .table-row span { padding: 14px 16px; }
.table-row strong { background: var(--paper-soft); color: var(--ink-strong); }
.table-row span { color: var(--muted); }
.cta-panel {
  background: linear-gradient(135deg, var(--navy), #16476d);
  color: #fff;
  border-radius: 24px;
  padding: 34px;
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 24px;
  align-items: center;
}
.cta-panel h2 { color: #fff; font-family: Inter, sans-serif; font-size: clamp(1.6rem, 3vw, 2.25rem); }
.cta-panel p { color: rgba(255,255,255,0.78); }
.cta-panel .button { background: #fff; color: var(--navy); }
.intake-card { padding: 26px; box-shadow: none; }
.radio-group { display: grid; gap: 10px; margin: 10px 0; }
.radio-group label {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 13px;
  background: #fff;
}
.site-footer { background: #081626; color: #d7e3f3; padding: 52px 0 0; }
.footer-grid { display: grid; grid-template-columns: 1.3fr 1fr 1fr; gap: 42px; }
.footer-brand { color: #fff; margin-bottom: 12px; }
.footer-note { color: #b4c2d3; max-width: 520px; }
.footer-links { display: grid; gap: 8px; align-content: start; }
.footer-title { color: #fff; font-weight: 800; margin: 0 0 5px; }
.footer-links a { color: #cbd8e8; }
.footer-bottom {
  border-top: 1px solid rgba(255,255,255,0.12);
  margin-top: 36px;
  padding: 18px 0;
  display: flex;
  justify-content: space-between;
  gap: 16px;
  color: #9aacc0;
  font-size: 0.88rem;
}
@media (max-width: 900px) {
  .hero-grid, .article-layout, .grid-2, .grid-3, .source-grid, .footer-grid { grid-template-columns: 1fr; }
  .stat-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .aside-card { position: static; }
  .main-nav { display: none; }
  .cta-panel { grid-template-columns: 1fr; }
}
@media (max-width: 560px) {
  .container { width: min(100% - 28px, 1120px); }
  .nav-wrap { min-height: 66px; }
  .brand-text { font-size: 0.92rem; }
  .nav-cta { display: none; }
  .hero-grid { padding: 56px 0 32px; }
  .section { padding: 52px 0; }
  .stat-grid { grid-template-columns: 1fr; }
  .table-row { grid-template-columns: 1fr; }
  .footer-bottom { flex-direction: column; }
}